Rideshare Accidents in Florida: What Injured Uber and Lyft Passengers Need to Know
Rideshare services like Uber and Lyft have transformed transportation across Florida, offering convenient travel options for residents and tourists alike. But with more rideshare vehicles on the road, accidents involving Uber and Lyft are becoming more common. In July 2025, Florida news outlets have reported a rise in rideshare collisions, leaving many injured passengers unsure of their rights or how to seek help.
If you’ve been hurt in an Uber or Lyft accident in Miami, Orlando, Tampa, Jacksonville, or anywhere else in Florida, understanding your legal options is crucial. At Moore Payne Law, we help rideshare accident victims get the answers and compensation they deserve.
Why Are Rideshare Accidents Increasing in Florida?
Florida’s bustling cities, booming tourism industry, and year-round events mean that Uber and Lyft drivers are constantly on the move. Factors contributing to more rideshare accidents include:
- Increased rideshare traffic, especially during nights, weekends, and holidays
- Distracted driving from app use, GPS, and passenger interactions
- Fatigue from long hours behind the wheel
- Unfamiliar drivers navigating busy or tourist-heavy areas
- Heavy traffic and unpredictable weather conditions
With these challenges, even a quick trip can turn into an unexpected crash.
Common Injuries in Rideshare Accidents
Collisions involving rideshare vehicles can cause a range of injuries, including:
- Whiplash, neck, and back injuries
- Broken bones and fractures
- Head injuries, concussions, and traumatic brain injury (TBI)
- Cuts, bruises, and soft tissue injuries
- Emotional trauma and anxiety about future travel
Some injuries may require long-term medical treatment, rehabilitation, or time off work. The aftermath of a rideshare accident can be overwhelming—physically, emotionally, and financially.
Florida Rideshare Insurance: Who Pays for Your Injuries?
Uber and Lyft both provide insurance coverage for passengers, but determining who pays can be complicated. Coverage depends on what the driver was doing at the time of the accident:
- When the app is on and the driver is available but hasn’t accepted a ride: Limited liability coverage applies.
- When a ride is accepted and you’re a passenger in the vehicle: Both Uber and Lyft provide up to $1 million in liability coverage for injuries and property damage.
- When the app is off: The driver’s personal auto insurance applies.
If another driver caused the accident, their insurance may be responsible. Sometimes, multiple policies are involved, and insurance companies may try to shift blame or minimize payouts. That’s why having an experienced Florida rideshare accident lawyer on your side can make all the difference.
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What Should You Do After a Rideshare Accident in Florida?
If you’re involved in an Uber or Lyft crash, your actions right after the accident are important for your health and your legal case. Here’s what to do:
- Seek medical attention immediately. Even if injuries seem minor, get checked by a doctor.
- Report the accident to police. An official report is critical for your claim.
- Document everything: Take photos of the vehicles, accident scene, and your injuries.
- Get contact information: Names, numbers, and insurance details for all drivers, plus names of any witnesses.
- Report the incident through the rideshare app: Both Uber and Lyft have in-app tools for reporting accidents.
- Don’t discuss the accident with insurance adjusters or rideshare companies alone. They may look for ways to limit your compensation.
- Contact Moore Payne Law: Our attorneys can handle the claims process so you can focus on recovery.
What Compensation Can Injured Rideshare Passengers Recover?
If you’re injured as a rideshare passenger in Florida, you may be entitled to compensation for:
- Medical bills (emergency care, surgeries, rehabilitation)
- Lost wages and loss of future earning capacity
- Pain and suffering
- Emotional distress and trauma
- Out-of-pocket expenses related to the accident
- Property damage
Insurance companies may offer a quick settlement that doesn’t cover all your needs. Moore Payne Law fights to make sure you receive full and fair compensation.
How Moore Payne Law Helps Rideshare Accident Victims
Our Florida rideshare accident lawyers provide:
- Free consultations for Uber and Lyft passengers injured in crashes
- Detailed investigation of the accident and all available insurance coverage
- Aggressive negotiation with insurance companies and rideshare providers
- Courtroom advocacy if a fair settlement isn’t offered
- Compassionate, personalized support throughout your recovery
We know the ins and outs of rideshare company policies, Florida traffic laws, and insurance regulations. Our experience helps maximize your compensation and peace of mind.
Safety Tips for Rideshare Passengers
While you can’t control other drivers, you can reduce your risk:
- Always wear your seatbelt, even in the back seat
- Double-check the driver and vehicle information before getting in
- Avoid distracting the driver and stay alert during your ride
- Report unsafe driving to the rideshare company
Contact Moore Payne Law Today
If you or someone you love has been injured as a rideshare passenger in Florida, don’t go it alone. Contact Moore Payne Law for a free consultation. Our experienced lawyers will fight for your rights and help you recover the compensation you deserve.
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